“No money down!” These words are nearly impossible to ignore when you're shopping for a car. What could be sweeter than not making a down payment? Believe it or not, paying 20% upfront.
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How Much Should You Have for a Car Down Payment?
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5 Reasons Why You’ll Always Be Broke
A common problem among American adults is that they do not know how to manage their money. Even when making incomes above their means, they still seem to find themselves living paycheck-to-paycheck. Are you in a similar situation? It raises the question: why are you always so broke?Read More about 5 Reasons Why You’ll Always Be Broke -
9 Tips for Paying Off Your Credit Card Debt
Buried in credit card debt? You're not alone. According to NerdWallet, in 2015 the average U.S. household with debt had $15,762 in credit card debt at an average 18% interest rate. Annual interest alone was $2,630, or more than $50 a week.Read More about 9 Tips for Paying Off Your Credit Card Debt -
What To Do When You’ve Lost Your Job
Losing your job can be a difficult time in your life but the key is to not get overwhelmed. Remember these important tips to remain financially stable and mentally sound.Read More about What To Do When You’ve Lost Your Job -
How to Stay Safe When Shopping for Holiday Gifts Online
Want to avoid long lines and large crowds this holiday season? Shopping online lets you zip through your list with just a few clicks. Before whipping out your plastic, however, you'll want to make sure you're shopping on a secure site. Use these tips to keep your data safe.Read More about How to Stay Safe When Shopping for Holiday Gifts Online -
Checklist For Your Warmest Winter
Pretty soon your lawn will be dusted in fresh white snow. Winter is just around the corner, are you prepared? This is your checklist for winterizing your home.Read More about Checklist For Your Warmest Winter -
Saving for Retirement While Paying Down Debt
When faced with two big financial priorities, such as paying off old debt and saving for retirement, many times people don't feel like they can do both. So here are a some steps to help you save while reducing what you owe.Read More about Saving for Retirement While Paying Down Debt -
Gain Peace of Mind by Consolidating Debt With a Personal Loan
Feeling overwhelmed by your debt? Consider a personal loan to consolidate what you owe. The best personal loans can help lower your monthly payments and put your mind at ease with a clear path to repayment in full.Read More about Gain Peace of Mind by Consolidating Debt With a Personal Loan -
Multitasking with Mobile Deposit
You see it! The check you meant to deposit last week, dang totally spaced! Since you have a minute to spare might as well use Mutual 1st Federal’s mobile deposit app, save the trip to the credit union all together. Here is the step-by-step guide on how to deposit with the mobile app.Read More about Multitasking with Mobile Deposit -
0% Auto Loan Might Not Be the Best Deal
In seeking the best deal on your next car, you might've stumbled upon advertisements or offers to get a 0% interest auto loan. As great as this sounds, you may not save as much as you expect with this type of incentive.Read More about 0% Auto Loan Might Not Be the Best Deal -
4 Money Rules to Live By
Your priorities and the lifestyle you have in your 20s will be much different then what they will be in your 40s. Your money habits will change throughout the years too. Regardless of where you’re at in life, these money rules are what everyone should live by.Read More about 4 Money Rules to Live By -
How to Survive Your 'Summer of Weddings'
The focus is often the bride or groom. Comparatively little attention gets paid to the guest, with outfits, gifts and travel, it's a lot to manage — and pay for. Before you start ranking your friends or make a list of excuses to dish out, here are a few tips to help you survive a summer of weddings.Read More about How to Survive Your 'Summer of Weddings' -
How Debit Card Fraud Happens — and How to Avoid It
Debit card fraud is particularly scary because thieves can withdraw money directly from your checking account. Here's how debit fraud happens and how to protect yourself.Read More about How Debit Card Fraud Happens — and How to Avoid It -
Hidden Costs of Home Ownership
You’re excited! You just decided to buy your first place. So now you’re going through the process to see how much home you can afford. Your mortgage lender will likely talk to you about some extras like taxes and insurance while you’re getting pre-approved. Here are 5 more costs to consider before you purchase your first place.Read More about Hidden Costs of Home Ownership -
How to Manage Your Finances After Graduating College
That degree you earned might open the door to a higher salary — and carry a student loan burden — so it's important to know how to balance it all as you set the stage for the rest of your life.Read More about How to Manage Your Finances After Graduating College -
Surviving a Road Trip with Children
With young kids, planning an eight hour car ride could seem like a rough beginning to a weekend trip. You’re already imagining your child screaming in the back seat “Are we there yet?” and the formation of a headache. That is, if you didn’t plan ahead to keep your children happy and chillin’ in the back seat!Read More about Surviving a Road Trip with Children -
Money Lessons for Children as they Grow
Learning life lessons and skills help your child grow into a happy, healthy adult, and most of them are learned from you! An important skill that often gets overlooked until a child reaches their teenage years is personal finance. This doesn’t have to be a long conversation over the dinner table with your child leaving confused or worse - bored! You can teach them simple lessons early in life.Read More about Money Lessons for Children as they Grow -
The Student Loan Process in 3 Steps: What You and Your Child Need to Know
The rising prices of college tuition, the stress of student loan applications, and learning how to maximize on the capabilities of financial aid has become a commonly shared feeling of anxiety amongst parents and children. Read on for three simple steps to assist you with the student loan application process and help you and your child start off on the right foot.Read More about The Student Loan Process in 3 Steps: What You and Your Child Need to Know -
Checklist for Spring Repairs
Spring has sprung! The birds are chirping, flowers are budding, and people are getting out of the house into the bright sunshine. Don’t let the sun become a spotlight to chipped siding, dead plants or a cracked driveway. So many memories, and laughs, have happened in your home. You already have plans to have friends over for a barbeque, soaking up the sun and chatting on the deck. Don’t let a deck that needs to be stained become the topic of the get together.Read More about Checklist for Spring Repairs -
Tax Tips to Help New Parents Save Money
Congratulations, new mom or dad! Now take out the checkbook, because your bundle of joy comes with a bundle of new expenses. But all those day care costs and pediatrician bills can bring new tax deductions that can help you ride out the first years of parenthood without going broke.Read More about Tax Tips to Help New Parents Save Money
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