Whether you're consolidating debt, refinancing a loan, or checking items off your holiday list, we can offer you a way to keep your payments and expenses low. Right now we are offering personal loans for as low as 9.65% APR*, so visit a branch or contact a personal banker today!
A personal loan can help you consolidate other debt and reach your goals faster.
Debt Consolidation is a reasonable solution to eliminate multiple payments and high interest rates. Our Financial Service Representatives can help put together a personal loan plan to pay off your existing debts and leave you with one loan payment!
Often, debt consolidation results in a lower payment because you are not paying higher interest on multiple loans or credit cards.
One more thing: a personal line of credit can used for emergencies or unexpected expenses. Personal lines of credit give you flexibility with your money when you find yourself in a situation where you do need to borrow. If this sounds like a good option for you, definitely apply now. Your line of credit will have a maximum limit and if you need less than that, just borrow what you need based on your situation.
Similar to a credit card, repayment starts 30 days after funds are accessed
Pay off your line of credit and use it again when needed
Easily access your line of credit with a cash advance to your Mutual 1st Federal account
Mutual 1st Federal is great. I had very poor credit and was going on a business trip and they gave me a loan so my daughter could have a car while I was away! I paid that off and when she became old enough they gave her a loan for her own car…her first loan by herself! They help with finances if needed and are great about always having friendly staff. Free checking with dividends on checking and savings!