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Mutual 1st Federal Credit Union

 

 

Privacy Policy

FACTS

WHAT DOES MUTUAL FIRST FEDERAL CREDIT UNION (MUTUAL 1ST FEDERAL) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Mutual First Federal Credit Union’s Privacy Policy.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and credit card or other debt
  • Credit history and overdraft history
  • Payment history and transaction or loss history

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Mutual 1st Federal chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does Mutual 1st Federal share? 
Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

Yes

For our affiliates’ everyday business purposes—

information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—

information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

To limit our sharing

  • Call 402-697-8200 - our menu will prompt you through your choice(s) or
  • Visit us online: www.mutualfirst.com

Please note:

If you are a new member, we begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 402-697-8200 or go to www.mutualfirst.com.

revised 5/2019

What we do

How does Mutual 1st protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Mutual 1st Federal collect my personal information?

We collect your personal information, for example, when you: 

  • open an account or show your government-issued ID
  • apply for financing or give us your contact information
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law only gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account - unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Mutual 1st Federal has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Mutual 1st Federal does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies