Christmas Club & Vacation Club - Mutual First Federal Credit Union
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Make saving for your next holiday season or vacation easy with our Christmas Club and Vacation Club accounts. Your account can be opened any time throughout the year, and you can save as little or as much as you'd like.

You can transfer money from your Mutual 1st Federal checking account into your Christmas Club account or Vacation Club account online. But the easiest way to deposit money into your account is to set up an automatic transfer or automatic payroll deduction so you don't have to remember to save!

Plan your savings with our savings calculator tool.
  Christmas Club Account Vacation Club Account
Initial Deposit Must first establish a share (savings) account with $5 Must first establish a share (savings) account with $5
Dividend Rate .10% APY* .10% APY*
Minimum balance None None
Monthly fee No fee when enrolled in estatements No fee when enrolled in estatements
Dividends Paid October 31st of each year May 31st of each year
Withdraw Date Christmas Club account balance and dividends transferred to share (savings) account on November 1st You may withdraw money once per year – when it works best for you. Or you can choose to continue to build your balance until you are ready to take that vacation!
Online banking Free Free
Mobile banking with mobile deposit Free Free
Direct deposit Free Free

Open Account Open Account
Not a member? Join us Not a member? Join us

Take the stress out of the holiday season by saving throughout the year, or start saving for your annual summer vacation or that lifetime dream vacation now!

For questions on opening your account or setting up automatic transfers, call 402.697.8200.

*Annual Percentage Yield (APY). APY is accurate as of 05/11/2020. Your Mutual 1st Federal membership is established by a primary share savings account with a $5.00 minimum balance and a Christmas Club account or Vacation Club account may be opened thereafter. Rates may change after the account is opened. Fees may reduce earnings. Mobile banking is free; data and other wireless carrier charges may apply.

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