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As a not-for-profit organization built to serve our credit union members, Mutual 1st Federal also believes in giving back to our local community. We provide support and resources to local non-profit organizations by sponsoring and volunteering at events, hosting supplies drives for charities and providing free financial education seminars. Learn more

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"

I just recently completed my 2nd loan with Mutual 1st Federal and I wish I would have known of them earlier! Randy was the best and I will recommend them to all my family and friends.

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- Gregg J.

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Les was very patient with me and all my questions. Very pleasant gentleman! He made the process painless. Thank you Les!

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- Denise T.

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I want to thank Randy for the stellar service he continues to provide…it is extremely rare to have a Commercial Banker who cares and supports our business like he does. Coupled with his hands-on support and follow through, Randy’s commercial team is unbeatable. Bottom-line, our office is extremely delight(ed) to have partnered with Mutual 1st Federal since Randy became our Commercial Banker. When I hear of any clients or colleagues seeking the various services that Randy offers, Mutual 1st Federal Credit Union will be my choice referral.

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- Machael D.

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I have been a member of Mutual 1st Federal for over 25 years and since then my whole family has also joined. The credit union offers a vast array of great products and our family has used most of them including mortgages, car loans and savings products. We’ve enjoyed the relationship with our credit union friends and will continue to do business long into the future.

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- Shelley C.

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Mutual 1st Federal is great. I had very poor credit and was going on a business trip and they gave me a loan so my daughter could have a car while I was away! I paid that off and when she became old enough they gave her a loan for her own car…her first loan by herself! They help with finances if needed and are great about always having friendly staff. Free checking with dividends on checking and savings!

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- Angela L.

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If it wasn’t for Les, my family would be in a bind and he helped to get us out! He truly is an asset to this branch and credit union! He’s a keeper! Thank you!

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- Kelsey S.

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Les went above and beyond for me and I would recommend everyone I know to work with him.

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- Thomas M.

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The service we received from Les was excellent! Very easy to work with and friendly.

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- Julie E.

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Everyone was very helpful and kept communication going throughout my refinancing process.

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- Sarah B.

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"Thank you for all your help with my loan, you guys are great!"
- Matthew P.

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"I really enjoyed working with Thomas on our options for a 2nd Mortgage. He was thorough, provided ideas to assist in what would work best in this process, and was always open with communication. I thank him and Mutual 1st Federal for the efforts!"
- Sheridan R.

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I have been with the Credit Union for 25 years and consider them like family! From mortgages to car loans, refinancing, and Visa accounts. Mutual 1st Federal has been professional, proficient and caring!! The Blondo branch even sent me a sympathy card when my mother died. They also have a dog treat waiting for my dog, who goes with me every day to the Credit Union!! I stay with Mutual 1st Federal because of the friendly atmosphere, the excellent service and the many options they offer. I would not bank anywhere else!! The people are absolutely wonderful!!

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- Diane D.

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"Great times with a great Credit Union! Mutual 1st Federal has been a great partner to help us realize some of our financial goals."
- Eddie C.

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"Mutual 1st Federal rocks! The staff is awesome! I recommend Mutual 1st Federal every chance I get! I will never bank anywhere else!!"
- Mitzi M.

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"I worked with Thomas and he went above my expectations and really helped me out when no other lender would. I would be more then willing to do business with him again due to my experience. Thank you very much Thomas!"
- Jacob W.

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"Randy has been instrumental in our recent business expansion. His knowledge of our vertical market, comprehension of our goals & objectives has generated a business relationship which will last for many years into the future. We actually look forward to our business meeting with Mutual 1st Federal."
- Kevin M.

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"The women (& occasional man) out front are awesome. I greatly appreciate their attitudes every day I stop in!"
- Andrew K.

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"Thomas has been instrumental in getting me set up with an auto loan. Superb customer service from the Mutual 1st Federal team! Thank you."
- Brett F.

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"I know of Mutual 1st Federal's service, integrity & commitment as I get that every time I do business with the credit union!"
- Mary Ann S.

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"We so love this place! We have business, personal accounts, as well as our mortgage. Never leave without a smile. These people are just the best."
- Rose P.

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"Having accounts with Mutual 1st Federal is great, our family has 7 accounts. The employees are always friendly and helpful."
- Becky K.

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"Mutual 1st Federal has the friendliest and most knowledgeable personnel to work with that it’s a pleasure to come into the credit union to do any kind of transaction. My wife and I have been with Mutual 1st Federal for more years than we’d like to remember, and have never had an unpleasant experience in all the hundreds of visits... Staff makes each of our visits a pleasure to look forward to, as we know they will take care of our needs and take time to make us feel at home. Keep up the good work!"
- Edward B.

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"Thomas was a pleasure to work with and made my car buying experience a joy! I would definitely recommend Thomas to anyone that needs a loan."
- Joan W.

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"The branch on 80th & Blondo, where I bank is outstanding!! The people that work there are very friendly which makes it so nice. :) I love it!"
- Patricia V.

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"I have been banking with Mutual 1st Federal for many years. Even though I moved out of state, I continue to use Mutual 1st Federal as my primary checking account. Thank you for always taking care of my family's needs!"
- Therese H.

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"I have banked with Mutual 1st Federal for over 10 years and it gets better each year. Thank you very much!"
- Kimberly W.

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"In a time of need, the service I received today was outstanding! Carol, Transaction Operations Manager was able to research an item and supply a copy for my client. The team members continue to deliver stellar service with a positive and friendly demeanor. Another reason we conduct our business with the best in town, Mutual 1st Federal. Thank you Carol! :)"
- Machael D.

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"I have been with Mutual 1st Federal for over 10 years. I love the credit union for a variety of services. Meredith has always been a GREAT customer service person. Meredith is always helpful, knowledgeable, & professional - I love working with her."
- John T.

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"I've been with Mutual 1st Federal since I moved here from San Francisco in 1997 and have enjoyed the employees. They always make you feel like they remember you and are extremely helpful. I wouldn't move my accounts to any other bank, I feel safe banking with you."
- Nina A.

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"Randy is #1 in my book! I value the partnership I have with Mutual 1st Federal and Randy. Always my #1 referral when I hear of a business in need of an awesome Commercial Loan Officer. Thank you! :)"
- Machael D.

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"Heyyy, Thomas! Thanks for you and Anthony's amazing and expeditious help when I had to make a last minute urgent flight to Seattle. I was e-signing docs as I headed to airport and money was available to me before I boarded my flight!!! You guys rock and I mean REALLY rock!!"
- Joylan N.

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"To all the wonderful people at Mutual 1st Federal – Thank You!  You’ve been there for me every step of the way – providing my home mortgage and auto loans as well as my savings and money market accounts.  You’ve been there for my business needs – providing guidance and support ... based on the best business practices and the highest ethical standards. So thanks for the remarkable relationship we built together over the past 30 years.  Here’s to many more!"
- Matthew O.

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"Thomas went over-and-above to meeting my needs in this auto loan transaction. I received the interest rate that I was looking for!"
- Bob H.

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"I am a 20+ year customer and always treated in a professional & courteous manner - Thomas was very helpful & got my loan through very quickly - would recommend this credit union over any bank I've ever been with."
- Rick W.

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"The person that helped me today (Cindy) went above and beyond to get my account updated. Can't praise her enough. Mutual 1st Federal is the greatest. I have my account and car loans with them and will never change and have referred family members and friends. The credit union is "Awesome"."
- Sherryl G.

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"We recently financed a car with you and worked with Thomas. It was the easiest buying experience we have ever had. Thomas went above & beyond. I told him what our needs were he recommended a dealership & sales person... The process couldn't have gone better! Thomas provided excellent customer service. I would contact him again for loan needs in a heartbeat! Thanks!"
- Melissa O.

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Find the right loan payment, calculate your refinance savings or determine how long it will take to reach a financial goal and more with our free financial calculators.

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Special offers specifically designed for Mutual 1st Federal members:
Auto Buying Resources
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Benefit Center

In business since 1949, we’re a local credit union offering banking, loan, mortgage and business products. We’re owned by our members – so that means we’re focused on returning profits back to members through low loan rates, low or no service fees and high dividend rates on savings and checking accounts.

Our culture is based on six core values: Respect, Integrity, Passion, Service, Community and Learning. From providing individual financial advice to our members, to financial literacy education, to supporting local charities within our community, you’ll see helping others is something we take seriously! Learn more

Why Mutual 1st Federal